Do You Need Yoga Insurance to Teach Online?

Do I need insurance to teach yoga online? This is a question that gets asked a lot these days!

As the popularity of online yoga continues to grow, and as more and more instructors make the transition to teaching online yoga classes, the demand for insurance coverage is higher than ever.

Yet many teachers aren’t sure if they need insurance for teaching yoga online. Others may not be aware that there is such a thing as online yoga insurance!

This article will settle once and for all the common question of whether you need insurance to teach yoga online, and also provide a comprehensive overview of what online yoga insurance includes so you can make the best informed decision when it comes to protecting yourself and your yoga teaching career.
 


 
 

How Does Online Yoga Insurance Even Work?

Online yoga insurance is the most all-inclusive coverage type, and it provides the necessary coverage for the potential risks associated with teaching yoga online.

Let’s be honest. Shopping for, and even researching, online yoga insurance (or any type of insurance for that matter) can feel daunting, overwhelming, confusing, and even boring.

So to start, let’s run through a few quick terms and what they mean, so you know how insurance for teaching yoga online works, and what to look for.
 

1. General Liability

General liability can be defined as coverage for any third party claims for injuries or damages that may have occurred while you taught.

To give you a sense of how much coverage you should be looking for, beYogi covers $2 million for any single occurrence or a yearly total (which is called an individual annual aggregate) of $3 million.
 

2. Professional Liability

This type of liability covers third party claims for any injuries or damages that come from the professional services you provide to your students.

For reference, beYogi’s online yoga insurance policy includes $2 million per occurrence and a $3 million individual annual aggregate for professional liability.
 

3. Product Liability

You might be thinking it sounds strange to cover claims for injuries or damages related to a product for online yoga teaching, but this is mainly referring to covering stolen equipment, any rental space damages, and even identity protection coverage.

For a limited time, beYogi is offering YogiApproved.com readers $30 off your annual premium, dropping the annual cost to $149. Learn more here.
 
 

Now That You Know More About Online Yoga Insurance, Let’s Address the Question: Do You Need It?

If you are a certified yoga teacher that teaches any amount of online classes, the short answer is a resounding yes!

It’s great that yoga insurance companies are now offering this valuable coverage, and if you’re teaching online – whether it’s Zoom, YouTube, or any virtual yoga platform – it should be prioritized with equal importance to in-person yoga insurance.

This is because the risk of injury or claims is equivalent to that of an in-person class. Some would argue the risk is even greater since you as the teacher are not physically next to your students ensuring safe form and overall safety.
 
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There are many insurance companies and options to choose from, and many offer additional perks like member support or discounts etc. beYogi, for example, offers a free website and yoga software, huge brand partner discounts, and more.

Plus, with the low monthly expense and all the protection and peace of mind that insurance for teaching yoga online brings, it’s a no-brainer.
 
 

If You Decide to Get Insurance for Teaching Yoga Online, Use This Checklist:

It’s important to weigh your options between different yoga insurance providers, and this checklist has the important provisions you should look for:

  • Make sure the insurance plan covers both live streaming and pre-recorded online content. Since online yoga classes only recently started being included in insurance plans, not all offer coverage for it
  • Does the insurance plan have simple and affordable payment options? Online yoga insurance plans start at around $15 per month
  • Always look for the maximum amount of yoga modalities to be covered under one policy. Some yoga insurance providers only cover a few modalities, so it’s important to know up front if the formats you teach will be covered, whether it’s online or in-person
  • Pro Tip: Look for what’s called “occurrence-form coverage” to make sure you’re fully protected. Occurrence form allows you to file a claim for an event that occurred when your policy was active, even if it has since expired

 

It’s always a good idea to narrow your search down to a few key insurance providers and then compare their different yoga insurance coverage options. Here are several key areas to look for:

  • What are the insurance coverage types and amounts?
  • Is there an annual membership fee?
  • What type of yoga services are covered? How many?
  • Are there any additional member benefits or support offered?

 

Want to compare the leading online yoga insurance coverage plans on the market? Check out this article!
 
 

Yes, You Should Be Insured If You Teach Yoga Online!

Now that we’ve answered that question, the only thing left for you to do is review and compare your top online yoga insurance coverage options and choose the best fit for your needs.

As yoga teachers, we do so much for our students. It’s important to protect ourselves and our yoga teaching career so we can continue supporting and showing up for our students the best we can!

Have any questions? Please share in the comments below – we love hearing from you!

For a limited time, beYogi is offering YogiApproved.com readers $30 off your annual premium, dropping the annual cost to $149. Learn more here.




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